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Introducing Wallet Activism, a New Book and Podcast
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Behind the Scenes of WORK OPTIONAL: Retire Early the Non-Penny-Pinching Way, Now Available Everywhere
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WORK OPTIONAL: Retire Early the Non-Penny-Pinching Way
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Consider Your Anchors // How We’ve Dodged the Lifestyle Inflation Bullet
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Beyond Frugal Gifts // Giving Gifts of Experience
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Thinking About Frugality More Broadly // A Call to Action
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We Think About Risk All Wrong // How Riding a Bike Almost Ruined Everything
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October 27, 2021
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Introducing Wallet Activism, a New Book and Podcast
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September 8, 2021
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It’s Time to Retire FIRE (and to Split It Up)
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June 7, 2021
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The Value of a Long Break
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March 8, 2021
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Retire Early Without Harming Others // A Hard Look at FIRE and Racial Inequality
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June 29, 2020
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How the Personal Finance Sphere Upholds Systemic Racism
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June 1, 2020
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Recession, Coronavirus and the Future of FIRE
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March 25, 2020
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Doing the Thing That Scares You
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February 12, 2020
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Two Years of Early Retirement // Impact, Lessons and Future Changes
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December 16, 2019
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New Life Rhythms, A Delayed Reckoning and Being Okay with Blogging Less
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September 16, 2019
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Don’t Let Life Get Too Easy in Early Retirement
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July 29, 2019
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Decide For Yourself What Spending You Value, and Then Spend Without Guilt
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July 22, 2019
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Separating Work and Money, and the Gift of Your True Motivations
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June 24, 2019
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The Transition to Retirement: Knowing Yourself and Getting to Know Yourself (by Mark!)
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June 17, 2019
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The 4% Rule Is Not Your Friend
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June 10, 2019
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Don’t Let Life Pass You By While Saving for the Future
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May 20, 2019
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What Reactions to the FIRE Movement Tell Us About Our Messed Up Relationship With Work
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May 6, 2019
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Structure Your Life to Avoid Overspending
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April 8, 2019
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My Childhood in a Multilevel Marketing Scam
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April 1, 2019
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Hard Lessons On the Difference Between Price and Quality
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March 25, 2019
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Stop and Spot the Space Invaders // Slowing Down on the Journey
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March 18, 2019
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You Might Be Underbudgeting for Early Retirement
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March 4, 2019
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Behind the Scenes of WORK OPTIONAL: Retire Early the Non-Penny-Pinching Way, Now Available Everywhere
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Tanja Hester
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February 12, 2019
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Learning Not to Let the Markets Affect You
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February 4, 2019
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Free and Cheap Ways to Give Back in Early Retirement
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January 28, 2019
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One Year of Early Retirement, Part 3: What We’re Changing
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Tanja Hester
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January 21, 2019
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One Year of Early Retirement, Part 2: The Adventures
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Tanja Hester
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January 14, 2019
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One Year of Early Retirement, Part 1: Biggest Lessons
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Tanja Hester
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January 7, 2019
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The Downsides of Off-Peak Travel
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Tanja Hester
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December 5, 2018
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Ambition Doesn’t (Have to) End at Retirement
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November 26, 2018
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There Is No Financial “Truth” (But Why That’s a Good Thing)
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Tanja Hester
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November 19, 2018
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Early Retirement Health Care Costs for 2019 and Beyond
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Tanja Hester
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November 14, 2018
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Don’t Just Travel Off-Peak, Be Opportunistic on Location
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Tanja Hester
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November 7, 2018
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28 Comments
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https://ournextlife.com/2018/10/24/work-optional/
WORK OPTIONAL: Retire Early the Non-Penny-Pinching Way
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Tanja Hester
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October 24, 2018
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53 Comments
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https://ournextlife.com/2018/10/22/climate-change/
Building Climate Change Into Your Early Retirement Plans
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Tanja Hester
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October 22, 2018
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79 Comments
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https://ournextlife.com/2018/10/15/naysayers/
Don’t Immediately Dismiss Early Retirement Naysayers
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Tanja Hester
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October 15, 2018
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33 Comments
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https://ournextlife.com/2018/10/03/boredom-part-2/
The Importance of “Chapter Overlap” // Boredom in Early Retirement, Part 2
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Tanja Hester
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October 3, 2018
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29 Comments
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https://ournextlife.com/2018/09/26/make-time/
Even in Early Retirement, You Have to Make Time // Q&A with John Zeratsky + Book Giveaway
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Tanja Hester
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September 26, 2018
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54 Comments
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https://ournextlife.com/2018/09/24/boredom-part-1/
The Most Important Early Retirement Indicator // Boredom in Early Retirement, Part 1
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Tanja Hester
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September 24, 2018
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46 Comments
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https://ournextlife.com/2018/09/19/myth-fire-tech-bros/
The False, Persistent Myth About FIRE and Tech Bros
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Tanja Hester
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September 19, 2018
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146 Comments
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https://ournextlife.com/2018/09/12/know-about-early-retirement/
What Everyone Should Know About Early Retirement // An ONL Clip Show
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Tanja Hester
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September 12, 2018
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Adapting to New Baselines in Early Retirement
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Tanja Hester
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September 10, 2018
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60 Comments
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https://ournextlife.com/2018/09/05/packing-list/
A Million Mile Flyer’s Tips for Carry-On Travel, Including For Business (Part 2)
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Tanja Hester
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September 5, 2018
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122 Comments
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A Million Mile Flyer’s Tips for Maximum Efficiency Travel (Part 1)
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August 22, 2018
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Science Confirms Why a Low-Information Diet Is Bad for You
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August 13, 2018
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How to Blog Anonymously Like a Secret Agent
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August 8, 2018
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Let the Feelings of Future You Be Your Guide
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August 1, 2018
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Saving for Retirement… In Retirement
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July 30, 2018
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The Power of a Complaint Ban
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July 25, 2018
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My Other Motivation for Retiring Early // What Many Get Wrong About Those Who Can’t Work
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July 23, 2018
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Accounting for Aging Parents in Your Early Retirement Plans
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July 16, 2018
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Early Retirement Year 1: Six-Month Check-In
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July 11, 2018
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Big City Vs. Small Town // Which Is Better for Saving for Early Retirement?
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June 27, 2018
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The Problem with the HSA (Health Savings Account) Isn’t the HSA
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June 25, 2018
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Our Roth Regrets // The Roth IRA Strategy We Wish We’d Built
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June 20, 2018
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What Early Retirement Has and Hasn’t “Fixed”
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June 11, 2018
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Thoughts On Early Retirement and Post-FIRE Life From the Non-Blogging Partner // Q&A With Mark, Part 1
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May 30, 2018
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Don’t Let the Impossibility of Achieving Perfection Hold You Back
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May 21, 2018
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When Early Retirement Makes Your Dreams Possible // I’m Writing a Book!
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May 7, 2018
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Why I’m Glad I Didn’t Retire Even Earlier
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May 2, 2018
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In a Couple? Aim for Real Financial Independence, Not Financial Dependence
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April 30, 2018
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Getting Through the Middle Saving Years Slog
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April 25, 2018
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When An Expensive Mistake Is Really the Nudge You Need To Be Free
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April 18, 2018
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Hustling Hard for New Friends in Early Retirement
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April 16, 2018
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What We’d Do Differently If We Were Just Starting to Save Now
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April 9, 2018
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The Social Good of Quitting Your Job
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April 4, 2018
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Relearning How to Live Slowly
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April 2, 2018
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Using Gamification to Boost Your Progress to Financial Independence
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March 28, 2018
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Retirement Needs a Rebrand
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March 26, 2018
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What FIRE Bloggers Owe Readers // A Blogging Manifesto
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March 21, 2018
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https://ournextlife.com/2018/03/19/side-hustle-year/
Consider a Side Hustle Year to Begin Early Retirement
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March 19, 2018
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Don’t Get Discouraged by Slow Initial Progress // A Blast from My Financial Past
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March 14, 2018
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What Does It REALLY Take to Retire Early?
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March 12, 2018
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The Benefits of Building a Frugal (Real Life) Community
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March 7, 2018
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Defining Simple Living for Yourself
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March 5, 2018
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285 Comments
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Aligning Your Spending with Your Values Vs. What You Value
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February 28, 2018
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Death and Divorce and Unhappiness, Oh My! Might Early Retirement Actually Be Bad for Us?!
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February 26, 2018
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Who Left These Kids In Charge?! // Adapting to Life With No Structure
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February 14, 2018
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Retiring Early in the Face of Fear
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February 12, 2018
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87 Comments
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Protect Your Early Retirement From Sequence of Returns Risk
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February 7, 2018
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https://ournextlife.com/2018/02/05/saturday-vs-monday/
The Malleability of Time and the Saturday-Monday Switcheroo
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February 5, 2018
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https://ournextlife.com/2018/01/31/dont-buy-bitcoin/
Why We Don’t Buy Bitcoin or Any Cryptocurrency — And You Shouldn’t Either
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January 31, 2018
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Early Retirement Is a Trip Back in Time
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January 29, 2018
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84 Comments
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https://ournextlife.com/2018/01/24/how-not-to-begin-early-retirement/
How NOT to Begin An Early Retirement… Or Maybe Exactly How To
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January 24, 2018
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https://ournextlife.com/2018/01/22/if-we-had-kids/
What We’d Do Differently If We Had Kids
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January 22, 2018
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141 Comments
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Our “High School Rule” for Work in Early Retirement
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January 17, 2018
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101 Comments
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https://ournextlife.com/2018/01/15/nothing-new-year-redux/
The Nothing New Year Redux
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January 15, 2018
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168 Comments
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https://ournextlife.com/2018/01/10/love-letter/
A Love Letter to the Atypical, Unfrugal Early Retirees
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January 10, 2018
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105 Comments
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https://ournextlife.com/2018/01/08/early-retirement-health-insurance/
Signing Up for ACA/Obamacare Health Insurance for Early Retirement
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January 8, 2018
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173 Comments
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https://ournextlife.com/2018/01/03/early-retirement-spending/
The Best Way to Begin Early Retirement? Super Frugal Vs. “Normal” Spending
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January 3, 2018
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173 Comments
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https://ournextlife.com/2017/12/27/early-retirement-breakdown/
The Full Financial Breakdown at Early Retirement
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Tanja Hester
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December 27, 2017
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150 Comments
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We Retired Early! // Our Next Life Begins
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December 18, 2017
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183 Comments
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The Last Monday // On Feeling Grateful — And Ready
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Tanja Hester
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December 11, 2017
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105 Comments
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The Thrill of the New and the Peril of Too Much Yes // Setting New Boundaries in Early Retirement
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Tanja Hester
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December 4, 2017
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80 Comments
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The Home Stretch To Do List (and the Surprisingly Strong Urge to Acquire)
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Tanja Hester
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November 29, 2017
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132 Comments
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What Do You Want to Be When You Grow Up? That’s What Financial Independence Is All About
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Tanja Hester
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November 27, 2017
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Being This Close to Early Retirement Doesn’t Feel How I Thought It Would
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November 20, 2017
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What’s Your “Selectively Hardcore”? The Non-Financial Benefits of Strict, Strategic Frugality
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November 15, 2017
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149 Comments
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Allowance 2.0 in Early Retirement // Systems for Financial Success and Peace of Mind
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November 13, 2017
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74 Comments
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Our Early Retirement Charitable Mission and Donor Advised Funds
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November 8, 2017
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136 Comments
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How Teaching Yoga Is Like Multilevel Marketing // My Longest, Least Lucrative Side Hustle
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November 6, 2017
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160 Comments
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https://ournextlife.com/2017/11/01/why-california/
Don’t Write Off High-Cost States for Early Retirement // Why We’ll Never Leave California
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Tanja Hester
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November 1, 2017
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239 Comments
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https://ournextlife.com/2017/10/30/fincon17/
The Power of Community, at #FinCon17 — and Everywhere Else
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Tanja Hester
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October 30, 2017
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152 Comments
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Hiya! (Again) // It’s Reveal Time!
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October 23, 2017
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211 Comments
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https://ournextlife.com/2017/10/18/unfathomable/
A Reminder That What We’re All Doing Is Still Unfathomable to Most People
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October 18, 2017
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127 Comments
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How We’ll Live Beyond Our Budget in Early Retirement
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October 16, 2017
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100 Comments
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https://ournextlife.com/2017/10/11/giving-notice-at-work/
The End of the Double Life and the Weight of the Lie // Giving Notice at Work
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October 11, 2017
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140 Comments
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Why We Aren’t Banking on Social Security for Our Retirement — But Why You Might
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Tanja Hester
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October 9, 2017
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136 Comments
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https://ournextlife.com/2017/10/04/problem-isnt-4-percent-rule/
The Fundamental Problem with the 4% Rule for Early Retirement Isn’t the 4% Rule
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October 4, 2017
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208 Comments
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https://ournextlife.com/2017/10/02/2017-q3/
The Final Approach // 2017 Q3 Financial Update
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October 2, 2017
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75 Comments
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https://ournextlife.com/2017/09/27/income-streams/
The Income Streams Our Early Retirement Is (Now) Built On
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Tanja Hester
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September 27, 2017
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109 Comments
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Embracing Both DIY and the Suboptimal // PLUS The Pre-Reveal Contest!
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September 25, 2017
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134 Comments
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Financial Independence, Fight Club and the Mindless Consumer Zombie Narrative
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Tanja Hester
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September 20, 2017
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108 Comments
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https://ournextlife.com/2017/09/18/no-emotional-guidebook/
Stepping Off the Map // There’s No Guidebook for the Emotions of Early Retirement
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Tanja Hester
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September 18, 2017
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104 Comments
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What If Everyone Wanted to Retire Early? A Thought Exercise on Market Valuations
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Tanja Hester
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September 13, 2017
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85 Comments
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https://ournextlife.com/2017/09/11/final-to-do-list/
The Final Early Retirement To Do List // What Are We Forgetting?
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Tanja Hester
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September 11, 2017
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166 Comments
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https://ournextlife.com/2017/09/06/days-not-dollars/
$100 to Spend, or a Day of Retirement? Think in Days, Not Dollars, to Speed Your Progress
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Tanja Hester
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September 6, 2017
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67 Comments
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https://ournextlife.com/2017/08/30/three-part-formula/
The Three-Part Formula to Achieve Any Huge Goal, Even When Advice Doesn’t Fit
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Tanja Hester
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August 30, 2017
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60 Comments
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https://ournextlife.com/2017/08/28/not-a-sacrifice/
How to Make Saving for Early Retirement Not Feel Like a Sacrifice
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Tanja Hester
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August 28, 2017
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70 Comments
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https://ournextlife.com/2017/08/23/enough-number/
How We Calculated Our “Enough” Number for Early Retirement
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Tanja Hester
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August 23, 2017
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137 Comments
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https://ournextlife.com/2017/08/21/agitate-at-work/
How to Use Your FI Freedom to Agitate for Others at Work
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Tanja Hester
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August 21, 2017
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79 Comments
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https://ournextlife.com/2017/08/16/later-years/
Don’t Forget About Your Later Years // Planning for Early AND Traditional Retirement
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Tanja Hester
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August 16, 2017
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84 Comments
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https://ournextlife.com/2017/08/14/magical-thinking/
Countering Magical Thinking About Early Retirement and Financial Independence
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Tanja Hester
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August 14, 2017
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78 Comments
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https://ournextlife.com/2017/08/09/tiny-truths/
The Tiny Truths That Completely Changed How We Money
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Tanja Hester
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August 9, 2017
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115 Comments
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https://ournextlife.com/2017/08/07/survey-results/
The Survey Results Are In! All About Our Next Life (and FIRE Blog) Readers
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August 7, 2017
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83 Comments
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https://ournextlife.com/2017/08/02/radical-moderation/
The Dose Makes the Poison // Radical Moderation in Frugality, Saving and Spending
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August 2, 2017
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100 Comments
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https://ournextlife.com/2017/07/31/severance-to-retire-early/
Why We Won’t Negotiate a Layoff or Severance When We Retire Early — But Why You Might
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Tanja Hester
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July 31, 2017
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77 Comments
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https://ournextlife.com/2017/07/26/ingredient/
The Most Important Ingredient in the Pursuit of Financial Independence
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Tanja Hester
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July 26, 2017
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86 Comments
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https://ournextlife.com/2017/07/24/100-days/
The Last 100 Days // On Finally Processing Reality, and the Unexpected Feelings
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Tanja Hester
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July 24, 2017
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107 Comments
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https://ournextlife.com/2017/07/19/early-retirement-health-care/
What We Know — and Still Don’t Know — About Early Retirement Health Care
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Tanja Hester
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July 19, 2017
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91 Comments
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https://ournextlife.com/2017/07/17/living-vacation-destination/
What We’ve Learned From Living Where Everyone Else Is On Vacation
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July 17, 2017
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104 Comments
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https://ournextlife.com/2017/07/12/definition-early-retirement/
Our Changing Definition of Early Retirement and the Power of the Freedom to Fail
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Tanja Hester
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July 12, 2017
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89 Comments
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https://ournextlife.com/2017/07/10/resist-convenience/
Why We Resist Convenience Services and Technologies (and It Has Nothing to Do With Money)
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Tanja Hester
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July 10, 2017
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83 Comments
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https://ournextlife.com/2017/07/05/2017-q2/
Magic Numbers, Padding and Panic // 2017 Q2 Financial Update
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Tanja Hester
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July 5, 2017
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75 Comments
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https://ournextlife.com/2017/06/28/health-spreadsheet/
Health Isn’t Something You Can Plug Into a Spreadsheet
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Tanja Hester
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June 28, 2017
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151 Comments
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https://ournextlife.com/2017/06/26/exit-plan/
Does Your Exit Plan Have an Exit Plan? // What If You Change Your Mind?
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Tanja Hester
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June 26, 2017
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68 Comments
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https://ournextlife.com/2017/06/21/growing-up-to-avoid-growing-up/
The Paradox of Growing Up So We Can Avoid Growing Up
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Tanja Hester
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June 21, 2017
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83 Comments
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https://ournextlife.com/2017/06/19/to-do-lists/
The Before and After Early Retirement To Do Lists
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Tanja Hester
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June 19, 2017
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98 Comments
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https://ournextlife.com/2017/06/14/make-time-for-whats-important/
Make Time for What’s Most Important — Before AND After Retirement
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Tanja Hester
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June 14, 2017
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89 Comments
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https://ournextlife.com/2017/06/12/die-with-money/
Is It a Win or Fail to Die With Money? “You Can’t Take It With You” Vs. Leaving a Legacy
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Tanja Hester
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June 12, 2017
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95 Comments
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https://ournextlife.com/2017/06/07/saving-means-spending/
Why “Saving Money” Usually Means Spending Money, and the Mindset We Foster Instead
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Tanja Hester
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June 7, 2017
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76 Comments
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https://ournextlife.com/2017/06/05/pre-fire-agreement/
More Than a Prenup, You Need a Pre-FIRE Agreement
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Tanja Hester
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June 5, 2017
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69 Comments
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https://ournextlife.com/2017/05/31/rank-state-health-care/
Think Health Care, Not Just Taxes and Weather, When Deciding Where to Retire
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Tanja Hester
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May 31, 2017
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75 Comments
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https://ournextlife.com/2017/05/29/sprint-to-early-retirement-finish-line/
Breaking Our Own Rules // On Sprinting to the Early Retirement Finish Line
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Tanja Hester
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May 29, 2017
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64 Comments
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https://ournextlife.com/2017/05/24/predisposed/
Are Some People Predisposed to Embrace the FI Mindset?
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Tanja Hester
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May 24, 2017
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118 Comments
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https://ournextlife.com/2017/05/22/avoid-early-withdrawals/
Minimizing Early Withdrawals in Early Retirement // Hang On to As Much As You Can for Later
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Tanja Hester
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May 22, 2017
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122 Comments
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https://ournextlife.com/2017/05/17/risk/
There’s No Such Thing As a Risk-Free Life
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Tanja Hester
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May 17, 2017
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92 Comments
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https://ournextlife.com/2017/05/15/no-income-experiment/
The No-Income Work Experiment // Testing Our Commitment to the Principle
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Tanja Hester
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May 15, 2017
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80 Comments
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https://ournextlife.com/2017/05/10/conservative-projections/
The Case for Conservative Early Retirement Investment Projections
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Tanja Hester
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May 10, 2017
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179 Comments
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https://ournextlife.com/2017/05/08/love-your-job-but-retire-early/
You Can Love Your Job and Still Want to Retire Early
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Tanja Hester
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May 8, 2017
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106 Comments
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https://ournextlife.com/2017/05/03/freedom/
Why “Financial Freedom” Means Something Different to Me
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Tanja Hester
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May 3, 2017
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79 Comments
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https://ournextlife.com/2017/05/01/mission-statement/
Write Your Financial Independence Mission Statement
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Tanja Hester
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May 1, 2017
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53 Comments
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https://ournextlife.com/2017/04/26/what-is-work/
What Is “Work”? // Creating Our Own Definitions and More for the Retirement Police
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Tanja Hester
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April 26, 2017
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97 Comments
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https://ournextlife.com/2017/04/24/surprised/
What Has Surprised Us Most about Pursuing Financial Independence
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Tanja Hester
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April 24, 2017
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107 Comments
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https://ournextlife.com/2017/04/19/seriously-awesome/
Does Anyone Who Is Seriously Awesome at Their Job Retire Early?
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Tanja Hester
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April 19, 2017
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191 Comments
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https://ournextlife.com/2017/04/17/unsupportive/
When Friends or Family Don’t Support Your Early Retirement Dreams
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Tanja Hester
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April 17, 2017
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129 Comments
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https://ournextlife.com/2017/04/12/validation/
Self Worth, Validation and Gold Stars in My Post-Career Life
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Tanja Hester
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April 12, 2017
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67 Comments
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https://ournextlife.com/2017/04/10/work-hard-sell/
What If Work Wants to Keep Us? // Anticipating the Hard Sell
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Tanja Hester
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April 10, 2017
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100 Comments
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https://ournextlife.com/2017/04/05/longevity/
Making Sure Our Retirement Is a Long and Healthy One // Planning for Longevity
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Tanja Hester
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April 5, 2017
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86 Comments
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https://ournextlife.com/2017/04/03/2017-q1-update/
Countdowns and Disbelief // 2017 Q1 Financial Update
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Tanja Hester
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April 3, 2017
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102 Comments
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https://ournextlife.com/2017/03/29/retirement-police/
A Thought Experiment for the Retirement Police // Where’s the Line on Retirement?
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Tanja Hester
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March 29, 2017
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170 Comments
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https://ournextlife.com/2017/03/27/blogs-dont-tell-full-story/
Don’t Listen to Us // Blogs Don’t Tell the Full FI Story
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Tanja Hester
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March 27, 2017
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234 Comments
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https://ournextlife.com/2017/03/22/pace-yourself/
The Importance of Pacing Yourself on the Road to Financial Independence
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Tanja Hester
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March 22, 2017
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90 Comments
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https://ournextlife.com/2017/03/20/separation-from-work/
Creating a Tangible Separation from Work When We Retire
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Tanja Hester
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March 20, 2017
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75 Comments
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https://ournextlife.com/2017/03/15/replicate/
Replicate What You’re Great At in Early Retirement
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Tanja Hester
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March 15, 2017
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64 Comments
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https://ournextlife.com/2017/03/13/health-care-abyss/
Staring Into the Early Retirement Health Care Abyss
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Tanja Hester
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March 13, 2017
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143 Comments
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https://ournextlife.com/2017/03/08/pressure-test/
Pressure Test Your Financial Plan with the Five What Ifs
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Tanja Hester
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March 8, 2017
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71 Comments
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https://ournextlife.com/2017/03/06/lifestyle-stagnation/
The Simple Math of Lifestyle Stagnation, the Biggest Secret of Our Success
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Tanja Hester
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March 6, 2017
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105 Comments
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https://ournextlife.com/2017/03/01/travel-long-or-short/
To Travel Long or Travel Short? // The Start of Real Retirement Planning
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Tanja Hester
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March 1, 2017
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98 Comments
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https://ournextlife.com/2017/02/27/mad-fientist-podcast/
Our Full Financial Plan and Philosophy // + the Mad Fientist Podcast
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Tanja Hester
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February 27, 2017
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86 Comments
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https://ournextlife.com/2017/02/22/next-audacious-goal/
Don’t Stop at One Audacious Goal // After FI, What’s Your Next One?
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Tanja Hester
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February 22, 2017
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108 Comments
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https://ournextlife.com/2017/02/20/brat/
It’s Okay to Be A Brat When Planning for (Early) Retirement
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Tanja Hester
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February 20, 2017
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107 Comments
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https://ournextlife.com/2017/02/15/blogging-sped-our-progress/
How Blogging Has Sped Our Progress to Financial Independence
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Tanja Hester
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February 15, 2017
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108 Comments
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https://ournextlife.com/2017/02/13/curious-and-conscientious/
In Retirement (and Before!), Be Curious and Conscientious
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Tanja Hester
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February 13, 2017
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46 Comments
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https://ournextlife.com/2017/02/08/important/
When We’re No Longer “Important” // Ego, Invisibility and Early Retirement
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Tanja Hester
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February 8, 2017
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144 Comments
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https://ournextlife.com/2017/02/06/working-the-full-year/
Making Peace with Working the Full Year // Health Care, Philanthropy and Saying No
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Tanja Hester
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February 6, 2017
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101 Comments
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https://ournextlife.com/2017/02/01/important-time/
There’s Never Been a More Important Time to Save Your Money
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Tanja Hester
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February 1, 2017
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95 Comments
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https://ournextlife.com/2017/01/30/blogiversary-2/
Our Next Life Turns 2! // A Look Back, A Look Forward, and So Many Questions
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Tanja Hester
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January 30, 2017
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89 Comments
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https://ournextlife.com/2017/01/25/when-loyalists-quit/
When Loyalists Contemplate Quitting
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Tanja Hester
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January 25, 2017
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88 Comments
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https://ournextlife.com/2017/01/23/timeline/
Want Adventure AND Security? Just Change Your Timeline
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Tanja Hester
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January 23, 2017
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127 Comments
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https://ournextlife.com/2017/01/18/big-numbers/
None of This Feels Real // On Big Numbers and Abstract Concepts
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Tanja Hester
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January 18, 2017
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75 Comments
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https://ournextlife.com/2017/01/16/debt-is-a-funny-thing/
Debt’s a Funny Thing // Plus: Why We’re Not Prepaying Our Rental Mortgage
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Tanja Hester
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January 16, 2017
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117 Comments
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https://ournextlife.com/2017/01/11/paid-off-house/
Waking Up in a Paid-Off House // A Farewell to Our Mortgage
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Tanja Hester
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January 11, 2017
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271 Comments
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https://ournextlife.com/2017/01/09/when-crash-comes/
When the Crash Comes // Recession-Proofing Our Retirement Plans
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Tanja Hester
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January 9, 2017
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109 Comments
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https://ournextlife.com/2017/01/04/use-it-up-challenge/
The Use It Up Challenge, and Our Nothing New Year
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Tanja Hester
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January 4, 2017
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172 Comments
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https://ournextlife.com/2017/01/02/year-of-no/
2017: The Year of “No”
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Tanja Hester
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January 2, 2017
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138 Comments
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https://ournextlife.com/2016/12/19/2016-wrapup/
Where We’re Landing // 2016 Financial Wrap-Up (with Charts!)
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Tanja Hester
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December 19, 2016
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143 Comments
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https://ournextlife.com/2016/12/14/burnout/
Recognizing the Difference Between Burnout and a Dead End
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Tanja Hester
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December 14, 2016
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87 Comments
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https://ournextlife.com/2016/12/12/asking-for-more/
Asking for More and Getting It // 2016 Goals Review + 2017 Goal Setting
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Tanja Hester
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December 12, 2016
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105 Comments
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https://ournextlife.com/2016/12/07/flip-flop/
The Great Flip-Flop // How We’ve Reversed Roles on Our Retirement Timing
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Tanja Hester
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December 7, 2016
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83 Comments
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https://ournextlife.com/2016/12/05/windfall-allocation/
Allocating Our Windfalls // It’s Bonus Time!
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Tanja Hester
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December 5, 2016
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118 Comments
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https://ournextlife.com/2016/11/30/joneses/
Not Fostering Comparison // Are We the Joneses?
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Tanja Hester
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November 30, 2016
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119 Comments
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https://ournextlife.com/2016/11/28/what-if-we-retired-today/
What If We Retired Today? // Almost Year-End Progress Check-In
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Tanja Hester
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November 28, 2016
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112 Comments
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https://ournextlife.com/2016/11/21/beyond-gratitude/
Go Beyond Gratitude // With Great Wealth Comes Great Responsibility
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https://ournextlife.com/2016/11/21/beyond-gratitude/
Tanja Hester
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November 21, 2016
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101 Comments
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https://ournextlife.com/2016/11/16/subsidized/
How Subsidies Make Early Retirement Possible, Even Without Obamacare
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Tanja Hester
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November 16, 2016
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104 Comments
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https://ournextlife.com/2016/11/14/trump-early-retirement/
What the Election and a Trump Presidency Mean for Early Retirement
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Tanja Hester
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November 14, 2016
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165 Comments
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https://ournextlife.com/2016/11/09/echo-chamber/
Resist the Pull of the Echo Chamber in Retirement
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Tanja Hester
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November 9, 2016
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74 Comments
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https://ournextlife.com/2016/11/07/retiring-on-our-terms/
The Privilege of Retiring When We Want, How We Want // Three Case Studies
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Tanja Hester
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November 7, 2016
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107 Comments
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The End of the Perks // Preparing to Say Goodbye to the Upside of Work
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Tanja Hester
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November 2, 2016
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170 Comments
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https://ournextlife.com/2016/10/31/low-income/
The Power of a Low Income in Early Retirement
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Tanja Hester
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October 31, 2016
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106 Comments
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https://ournextlife.com/2016/10/26/fi-goalpost/
Financial Independence Is a Good Goal, But a Bad Goalpost
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Tanja Hester
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October 26, 2016
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67 Comments
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Our Big Epiphany: We Will Earn Money in Retirement
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Tanja Hester
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October 24, 2016
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124 Comments
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What They Don’t Tell You About Retiring Early // Lessons From Jim Wang
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Tanja Hester
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October 19, 2016
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132 Comments
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Don’t Check Out Early // Staying Engaged in the Home Stretch to Early Retirement
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Tanja Hester
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October 17, 2016
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70 Comments
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You Don’t Need That Thing // On Cachet Vs. Value
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Tanja Hester
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October 12, 2016
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137 Comments
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How Combined Finances Helped Us Get to FIRE Faster
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Tanja Hester
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October 10, 2016
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101 Comments
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https://ournextlife.com/2016/10/05/know-ourselves/
How Well Do We Really Know Our Post-Retirement Selves?
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Tanja Hester
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October 5, 2016
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97 Comments
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https://ournextlife.com/2016/10/03/2016-q3/
The Magic Is Real // 2016 Q3 Update
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Tanja Hester
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October 3, 2016
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106 Comments
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https://ournextlife.com/2016/09/28/care-or-not/
To Care or Not To Care // The Work Mindset As Retirement Nears
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Tanja Hester
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September 28, 2016
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127 Comments
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https://ournextlife.com/2016/09/26/fincon16/
Creating Your Community // #FinCon16 Recap
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Tanja Hester
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September 26, 2016
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182 Comments
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https://ournextlife.com/2016/09/21/life-vision/
Create a Flexible Vision for Your Next Life // Presence Over Absence
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Tanja Hester
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September 21, 2016
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63 Comments
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https://ournextlife.com/2016/09/19/hustle/
Quitting the Hustle for Good // Plus Why It’s Okay Not to Side Hustle
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Tanja Hester
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September 19, 2016
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104 Comments
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https://ournextlife.com/2016/09/14/weird-urges/
Weird Urges As Early Retirement Nears
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Tanja Hester
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September 14, 2016
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99 Comments
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https://ournextlife.com/2016/09/12/deadlines/
Will Freedom from Deadlines in Early Retirement Be a Good Thing?
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Tanja Hester
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September 12, 2016
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66 Comments
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Transitioning Our 401(k)s After We Retire
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Tanja Hester
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September 7, 2016
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100 Comments
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The World Is Speeding Up. We’re Eager to Slow Down.
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Tanja Hester
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September 5, 2016
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94 Comments
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The Non-Science of Blogging Anonymously
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Tanja Hester
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August 31, 2016
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95 Comments
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Choosing People Over Money // The Story of Our Rental Property
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Tanja Hester
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August 29, 2016
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71 Comments
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The Mountain Town Blues // The Downsides of Paradise
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Tanja Hester
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August 24, 2016
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94 Comments
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Our Pre-Retirement To Do List
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Tanja Hester
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August 22, 2016
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78 Comments
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Five Ways to Make a Difference Today
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Tanja Hester
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August 17, 2016
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23 Comments
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It’s Not Always About Getting Out of Your Comfort Zone
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Tanja Hester
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August 15, 2016
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68 Comments
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What Are Your Early Retirement Deal-Breakers?
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Tanja Hester
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August 10, 2016
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65 Comments
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How We’ve Upped Our Savings Game Without Budgeting
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Tanja Hester
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August 8, 2016
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85 Comments
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https://ournextlife.com/2016/08/03/bootstraps/
Of Boosts and Bootstraps // One Story, Two Ways
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Tanja Hester
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August 3, 2016
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119 Comments
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https://ournextlife.com/2016/08/01/yes/
A Life of Yes // Our Early Retirement Aspiration
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Tanja Hester
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August 1, 2016
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74 Comments
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https://ournextlife.com/2016/07/27/second-guessing/
The Peril of Second-Guessing Decisions
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Tanja Hester
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July 27, 2016
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57 Comments
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https://ournextlife.com/2016/07/25/evolution/
The Evolution of Our Early Retirement Vision // Summer 2016 Edition
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Tanja Hester
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July 25, 2016
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65 Comments
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https://ournextlife.com/2016/07/20/friends/
Planning for Social Interaction in Early Retirement // You Need New Friends!
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Tanja Hester
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July 20, 2016
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92 Comments
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https://ournextlife.com/2016/07/18/rethinking-work/
Rethinking Work in Early Retirement // Contingencies, Sequence Risk and Fail Safes
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Tanja Hester
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July 18, 2016
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139 Comments
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https://ournextlife.com/2016/07/13/retirement-lie-1/
The Retirement Lie Part 1 // Media, Social Norms and the Problem with “Average”
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Tanja Hester
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July 13, 2016
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85 Comments
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https://ournextlife.com/2016/07/11/cheapskate/
Fessing Up to Our Most Cheapskate Habits
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Tanja Hester
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July 11, 2016
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124 Comments
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https://ournextlife.com/2016/07/06/q2-update/
All the Sparkles // 2016 Q2 Financial Update
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Tanja Hester
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July 6, 2016
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124 Comments
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https://ournextlife.com/2016/07/04/fi-message/
Independence Day and Our Financial Independence Message
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Tanja Hester
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July 4, 2016
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48 Comments
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https://ournextlife.com/2016/06/29/back-to-work/
Our Biggest Lesson from the Financial Crisis // Don’t Bank on Going Back to Work
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Tanja Hester
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June 29, 2016
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106 Comments
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https://ournextlife.com/2016/06/27/best-selves/
Embodying Our Best Selves Way Before We Reach Early Retirement
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Tanja Hester
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June 27, 2016
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55 Comments
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https://ournextlife.com/2016/06/22/almost-worst/
What If the (Almost) Worst Happens?
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Tanja Hester
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June 22, 2016
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70 Comments
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https://ournextlife.com/2016/06/20/pro/
A Different (Better!) Way to Turn Pro
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Tanja Hester
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June 20, 2016
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65 Comments
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https://ournextlife.com/2016/06/15/dont-wait/
Don’t Wait. Do It Now.
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Tanja Hester
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June 15, 2016
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64 Comments
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https://ournextlife.com/2016/06/13/relativity/
The Theory of Relativity and the Perception of Rich and Poor
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Tanja Hester
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June 13, 2016
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80 Comments
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https://ournextlife.com/2016/06/08/stars/
Replacing the Gold Stars // A Future with No Promotions, No Awards
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Tanja Hester
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June 8, 2016
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83 Comments
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https://ournextlife.com/2016/06/06/challenge/
The Road Less Traveled Challenge
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Tanja Hester
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June 6, 2016
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144 Comments
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https://ournextlife.com/2016/06/01/creativity/
Why Creativity and Money Don’t Mix… For Me
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Tanja Hester
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June 1, 2016
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120 Comments
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https://ournextlife.com/2016/05/30/success-secrets/
All the Secrets of Our Success // A Compendium
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Tanja Hester
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May 30, 2016
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59 Comments
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https://ournextlife.com/2016/05/25/frugality-vs-common-sense/
When Frugal Is the Worst Thing We Can Be // On Time Vs. Money
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Tanja Hester
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May 25, 2016
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83 Comments
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https://ournextlife.com/2016/05/23/unstructured/
The Unstructured Early Retirement Dress Rehearsal
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Tanja Hester
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May 23, 2016
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102 Comments
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https://ournextlife.com/2016/05/20/healthy-travel/
How to Stay Healthy and Happy While Traveling
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Tanja Hester
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May 20, 2016
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50 Comments
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https://ournextlife.com/2016/05/18/bad-advice/
When Bad Money Advice Seems Reasonable
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Tanja Hester
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May 18, 2016
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101 Comments
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https://ournextlife.com/2016/05/16/tiny-soap/
How Will It Feel to Actually Spend Our Investments?
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Tanja Hester
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May 16, 2016
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89 Comments
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https://ournextlife.com/2016/05/11/excuses/
Financial Independence Means No More Excuses
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Tanja Hester
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May 11, 2016
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118 Comments
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https://ournextlife.com/2016/05/09/optimizing/
Optimizing Our Retirement Income // ACA and Taxes Vs Actual Cashflow
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Tanja Hester
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May 9, 2016
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65 Comments
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https://ournextlife.com/2016/05/04/healthcare/
Planning for Health Care in Early Retirement
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Tanja Hester
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May 4, 2016
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77 Comments
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“Won’t You Be Bored?” and Other Questions You Hear on the Road to Early Retirement
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May 2, 2016
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Reconsidering When to Give Notice
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April 29, 2016
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Leveraging Streaks to Supercharge Your Progress
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April 27, 2016
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Crafting a Life That Keeps the Stoke High
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April 25, 2016
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The Comfort of a Big Nest Egg… for Later
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April 20, 2016
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Make Sure Your Vision Includes Joyful Generosity
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April 18, 2016
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When It’s Better To Think Like a Rich Person
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April 13, 2016
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The Frugal Habits We Don’t Miss for One Second
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April 11, 2016
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The Fear Behind Dollar Cost Averaging, and How We Freed Ourselves Of It
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April 8, 2016
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Conquering Impatience on the Road to Financial Independence
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April 6, 2016
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What’s Got Us So Excited // Quarterly Financial Update
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April 4, 2016
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Reconciling Our Online Selves and Real Life
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March 30, 2016
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The False Distinction Between Financial Independence and Early Retirement
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March 28, 2016
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What’s Our Money Really For? // There’s More to Life Than Future Goals
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March 23, 2016
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Rethinking the Emergency Fund
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March 21, 2016
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The Ups and Downs of Getting Close to Early Retirement
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March 16, 2016
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Would You Spend More If You Could?
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March 14, 2016
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Dreaming in Maximum Bigness
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March 11, 2016
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Spreading the Word About FIRE… to Strangers
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March 9, 2016
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How My Audit Fears Dictate Our Taxes
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March 7, 2016
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Understanding Reduces Fear // Lessons from the Sky
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March 2, 2016
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What Keeping Our House Cold Has Taught Us
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February 29, 2016
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Are We Cut Out for Small Town Living Long Term?
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February 24, 2016
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Invest More or Pay Down the Mortgage? // What To Do With Extra Funds
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February 22, 2016
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How We Calculated Our Numbers for Each Phase of Early Retirement
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February 17, 2016
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How We’ve Grown Up Together Financially
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February 15, 2016
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How Do You Define Financial Independence? // + a Very Full Bucket
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February 12, 2016
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Then January Happened // The Joy of Fluid Goals
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February 10, 2016
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Going Out on Top // Retiring at the Peak
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February 8, 2016
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Mapping Out Our First Year of Early Retirement
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February 3, 2016
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The Moral Ambiguity of Obamacare Subsidies for Early Retirees
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February 1, 2016
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Our Next Life Turns 1 // Our First Blogiversary!
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January 29, 2016
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What Work Travel Has Taught Us About Minimalism and Life
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January 27, 2016
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Minimizing Your Housing Costs // Don’t Let the Banks Set Your Budget
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January 25, 2016
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When We’re Not on the Same Page About Money
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January 20, 2016
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What Do You Want Your Tombstone to Say? // Defining Our Purpose
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January 18, 2016
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Interview with Robert & Robin Charlton, Authors of How to Retire Early
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January 13, 2016
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Why We Ignored The Experts and Loaned Money to Family
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January 11, 2016
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Why We Take Willpower Out of the Equation
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January 6, 2016
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Time to Climb a New Mountain // Setting Our Sights Higher
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January 4, 2016
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Choosing to See the Best // Our Non-Resolutions for an Inspiring New Year
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December 28, 2015
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Of Mice and Money // 2015 Wrap-Up and 2016 Rundown
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December 21, 2015
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A Butterfly Flaps Its Wings // The Story of Our Worst and Best Investment
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December 16, 2015
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The Journey Is the Destination // Planning for Early Retirement Is the Joy In Itself
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December 14, 2015
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FI Interview on Even Steven Money // Plus a Money Fail
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December 11, 2015
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The Good and Bad of Entitlement in Early Retirement
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December 9, 2015
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It’s Year-End Bonus Time // The Irony That Comes with Doing Personal Finance Right
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December 7, 2015
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Why We’re Not Going to Complain About Work Anymore
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December 4, 2015
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How We Convinced Our Families to Do a No-Spend Christmas
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December 2, 2015
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Our Triple Bottom Line // Balancing Frugality With Our Values
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November 30, 2015
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Make Thanksgiving Your Gratitude Day
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November 25, 2015
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It’s Never Too Late to Define Yourself // Inspiration from Julia Child
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November 23, 2015
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Our Next Life By the Numbers // Our 100th Post!
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November 18, 2015
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Our Golden Handcuffs // Sticking It Out in Stressful Jobs Until We Retire
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November 16, 2015
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The Ten Questions to Answer Before You Retire Early
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November 11, 2015
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Finding Your Kindling // Lighting Your FIRE with Contagious Flames
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November 9, 2015
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The Anti-Greed Manifesto // Early Retirement Is About “Enough”
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November 4, 2015
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Changing How We “Spend” Our Time // Mindful Spending and Budgeting Aren’t Just About Money
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November 2, 2015
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All the Charts // Our Progress Toward Early Retirement
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October 30, 2015
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Consider Your Anchors // How We’ve Dodged the Lifestyle Inflation Bullet
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October 28, 2015
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This Is Not My Beautiful House // This Is Not My Beautiful Wife
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October 26, 2015
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Living in a Small Town // Good for Finances, But Not for Everything
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October 21, 2015
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Why Married Early Retirees Should See Our Marriages As Our Most Important Investments
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October 19, 2015
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Happy Sacrifices // What We’re Willing to Give Up to Retire Early
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October 14, 2015
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Set Yourself Up to Float, Not Sink // Deliberately Seeking Positive Buoyancy
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October 11, 2015
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How We Went from Ballers to Savers, and Lived to Tell the Tale
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October 8, 2015
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Planning for a Long Life and Planning for the Worst // Our Estate Planning Approach
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October 7, 2015
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Adjusting Our Goals // Rolling With the Market Punches
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October 5, 2015
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On Still Not Sharing (Most of) Our Numbers // Talking Finance With No Finances
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September 30, 2015
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Beyond Frugal Gifts // Giving Gifts of Experience
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September 28, 2015
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When Did We Become Grown-Ups? // Embracing Our Adultness
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September 23, 2015
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Size Matters // Should We Downsize Our Home When We Retire?
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September 21, 2015
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The Joy of Better Late Than Never // Gratitude on the Road to “Late” Early Retirement
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September 16, 2015
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The “Our Next Life” Series // Time to Join In!
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September 14, 2015
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Fostering a Spirit of Lifelong Curiosity // Staying Young in Retirement
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September 9, 2015
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The Meaning of Labor Day // Reflections as We Prepare to Leave the Labor Market
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September 7, 2015
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Our Blogging Philosophy // Lessons Learned in Writing About Our Next Life
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September 4, 2015
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Progress and Uncertainty on the Road to Early Retirement // Mid-Year Check-In
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September 2, 2015
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Our Resolutions for Retirement // Kicking Bad Work Habits to the Curb
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August 31, 2015
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The Flight Attendant Who Blew Our Minds // Life Lessons at 30,000 Feet
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August 28, 2015
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Thinking About Frugality More Broadly // A Call to Action
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Tanja Hester
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August 26, 2015
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Our DIY Life // How We Save (and Sometimes Splurge) By Doing It Ourselves
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Tanja Hester
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August 24, 2015
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How We’ll Learn to Stop Worrying and Love The Budget // Managing Our Finances in Retirement
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Tanja Hester
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August 19, 2015
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https://ournextlife.com/2015/08/17/the-about-series-what-is-our-next-life/
The About Series // What Is Our Next Life?
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Tanja Hester
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August 17, 2015
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Feature on Canadian Budget Binder
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Tanja Hester
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August 16, 2015
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https://ournextlife.com/2015/08/12/craving-the-open-road-our-early-retirement-travel-vision/
Craving the Open Road // Our Early Retirement Travel Vision
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Tanja Hester
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August 12, 2015
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https://ournextlife.com/2015/08/10/goals-reality-and-quirks-our-asset-allocation/
Goals, Reality and Quirks // Our Asset Allocation
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Tanja Hester
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August 10, 2015
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27 Comments
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https://ournextlife.com/2015/08/07/sunshine-blogger-award/
Sunshine Blogger Award
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Tanja Hester
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August 7, 2015
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39 Comments
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https://ournextlife.com/2015/08/05/what-we-wont-miss-about-working-the-joy-of-aspiring-early-retirees/
What We Won’t Miss About Working // The Joy of Aspiring Early Retirees
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Tanja Hester
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August 5, 2015
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https://ournextlife.com/2015/08/03/our-sliding-doors-weekend-the-expensive-future-that-could-have-been/
Our Sliding Doors Weekend // The Expensive Future That Could Have Been
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Tanja Hester
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August 3, 2015
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Living Simply with Plenty of Stuff // Why We Never Plan to Downsize Radically
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Tanja Hester
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July 29, 2015
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What We’ll Lose When We Stop Working // The Lament of Aspiring Early Retirees
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Tanja Hester
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July 27, 2015
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Practicing a Simpler Life // Rehearsal for Early Retirement
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Tanja Hester
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July 22, 2015
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https://ournextlife.com/2015/07/20/spending-on-our-health-our-most-important-asset/
Spending On Our Health, Our Most Important Asset
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Tanja Hester
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July 20, 2015
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How We Pay Ourselves First // Advice for Money-Conscious Non-Budgeters
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Tanja Hester
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July 15, 2015
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How to Define Ourselves in Retirement // Creating a New Vision of Self Worth
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Tanja Hester
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July 13, 2015
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Justifying Our Biggest Splurge // Why We Spend So Much on Groceries
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Tanja Hester
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July 10, 2015
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Bucking Tradition, But Not All Tradition // Finding Our Early Retirement Guard Rails
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Tanja Hester
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July 8, 2015
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November 17, 7 PM ET/6 PM CT, Barbara’s Bookstores in Boston and Chicago (offering 10% off the book)
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You know you’re German 🇩🇪 when you’ve owned a soft boiled egg cup with your name on it since childhood. 😂 #germanamerican #german [image: A breakfast plate with an egg cup that says Tanja on it, with an egg perched on top and two more eggs in their shells on the plate]
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I’m finally sharing publicly the big freaking (bad) thing that happened this summer and what we learned from it. At OurNextLife.com, direct link in stories. #newpost #blog #ournextlife
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Got the garden itch and want to do something that’s truly environmentally impactful? PLANT BERRIES. Whether you just have a pot on a balcony or a patch of open ground, you can plant some strawberries, raspberries, or another berry well-suited to your conditions. And here’s why that’s a great choice environmentally: berries in particular have an outsized environmental impact because they are often packaged in plastic clamshells that are nearly impossible to recycle, and because they are so perishable, much of the year, they reach you by being flown in from somewhere many thousands of miles away, rather than traveling by truck or train, and that’s a whole lot of carbon emissions that add up. By growing them yourself, and freezing or preserving some to enjoy year-round, you can avoid participating in that whole system. Fall is a wonderful time to plant berry bushes or plants, and they will produce for you for many many years to come. So get after it! 🍓🫐 #growberries #growyourown #growyourownfood #localfood #gardening
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The wind is blasting, snow is coming, but the greenhouse still keeps doing its thing. 🥰 #highaltitudegardening #mountaingarden #shortseason #zone6bgardening #zone6bgarden #greenhousegardening
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Just wrapped a week in the studio reading the audiobook version of Wallet Activism. Being called “the talent” will never not be hilarious to me. 🤣 But I love getting to be the voice of my own books, and I am grateful that I get to! Coming soon to a bookseller or library near you.
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My favorite nerd 🤓 in the garden. 🥰💜 I know those carrots are small, but they are a whole lot bigger than last year‘s carrots, so I’m calling it a win. 😂🏆
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